Te Pūtea Taurewa Kāinga Whenua mō ngā tāngata takitahi
E mahi ngātahi ana a Kāinga Ora rāua ko Kiwibank hei āwhina i te Māori ki te whakatutuki i te whai whare i tō rātou whenua Māori nō ngā rangatira whenua maha mā te kaupapa pūtea taurewa a Kāinga Whenua.
Mēnā kei a koe te tika ki te noho i te whenua Māori nō ngā rangatira whenua maha (ka taea te whiwhi raihana ki te noho), ka whakaahei te pūtea taurewa Kāinga Whenua mō ngā tāngata takitahi i a koe ki te hanga, ki te hoko, ki te neke anō rānei i tētahi whare ki taua whenua. Ka taea hoki te whakamahi i te pūtea taurewa mō ngā whakatikahanga, mō te tautiaki mō tētahi whare kei te tū kē ki te whenua nō ngā rangatira whenua maha.
Mā Kiwibank e whakaae, e tuku hoki te pūtea taurewa, ā, me whakatutuki koe i ā rātou paearu tuku noa me ngā paearu a Kāinga Whenua anō hoki. Ka taurangi a Kāinga Ora i te pūtea taurewa mō Kiwibank. Ko te whare anake te huarawa taurangi mō tētahi pūtea taurewa Kāinga Whenua, kaua te whare me te whenua pērā i te nuinga o ngā pūtea taurewa whare.
Me te Pūtea Taurewa Kāinga Whenua mō ngā tāngata takitahi, ka taea e Kiwibank te tuku i te tae atu ki te $500,000 ki a koe mō te utu hangatanga, hokotanga rānei o te whare, e ai ki ētahi herenga. I roto i ēnei herenga ko tō raihana ki te noho i te whenua, ko te wāriutanga i tētahi kaiwāriu kua rēhitatia, ko tētahi kirimana hanga tika hoki.
Kāore te moni tāpui e hiahiatia ana mō te pūtea taurewa he iti iho i te $200,000, engari ka hāngai te herenga moni tāpui o te 15% mō ia tāra ka minoa neke atu i te $200,000. Hei tauira, ka hiahia te pūtea taurewa o te $400,000 ki te moni tāpui o te $30,000.
Ka wātea anake ngā pūtea taurewa Kāinga Whenua ki te hunga kāore he āheinga anō ki te pūtea hei hanga, hei neke anō, hei hoko rānei i tō rātou whenua nō ngā rangatira whenua maha.
E māraurau ana au ki tētahi pūtea taurewa Kāinga Whenua?
Kia māraurau ai ki te pūtea taurewa Kāinga Whenua mō ngā tāngata takitahi, me whakatutuki koe i ngā whakaritenga katoa e whai ake nei:
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me whenua Māori te whenua tē taea te whakamōkete (tae atu ki te whenua kua riro i ngā iwi, i ngā hapū hei wāhanga o tētahi whakataunga Tiriti), nō ngā rangatira whenua whai painga maha, kua tukuna te whenua rānei ki ngā kaitiaki o tētahi tarahiti, o tētahi kaporeihana rānei i hangaia i raro i Te Ture Whenua Māori Act 1993
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ka taea te whiwhi i tētahi raihana ki te noho i te whenua e hiahia ana koe ki te hanga i reira
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me noho ukiuki te kaimino kotahi i te itinga iho i roto i te whare (arā, ehara i te whare hei rēti atu, hei whakamahi rānei hei kāinga hararei rānei)
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me tuku e koe te whakaaturanga moni whiwhi tika ki a Kiwibank
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me whai hītori taurewa pai e whakaaetia ana e Kiwibank.
He aha ka taea e au te hanga/neke anō me te pūtea taurewa Kāinga Whenua?
I raro i te pūtea taurewa Kāinga Whenua he herenga mō te whare e whakamaheretia ana e koe kia hanga, kia hoko, kia neke anō ki te whenua rānei.
Ko ngā herenga o tētahi pūtea taurewa Kāinga Whenua kia pēnei te whare:
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me hanga i runga poutoka
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me kotahi papanga o te 50 mita pūrua i te itinga iho
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me whai urunga huarahi tika
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me noho i te tuawhenua o Te Ika-a-Māui, o Te Waipounamu rānei.
Mēnā he pātai āu mō te Kaupapa Pūtea Taurewa Kāinga Whenua waea mai ki a mātou i waenga i te 8 i te ata ki te 5 i te ahiahi ki: 0508 WELCOME (0508 935 266).
Mēnā e taea ana e koe te whakatutuki i ngā paearu māraurau katoa, 11 ngā nekehanga me whakaoti e koe.
Kia mōhio mai he tukanga roa pea tēnei i runga i ngā matatini e whai wāhi mai ana ki te whakamau i te raihana ki te noho i te whenua Māori nō ngā rangatira whenua maha.
Nekehanga 1. Te whakatau ki te noho i tō whenua Māori nō ngā rangatira whenua maha
Whai whakaarohia ngā painga, ngā tūraru, ngā utu hoki o te whai whare i te horopaki whenua Māori nō ngā rangatira whenua maha.
Nekehanga 2. Te tono i tētahi whakaae-tōmua Kāinga Whenua
Ka taea e Kiwibank te aromatawai i tō māraurau ki te pūtea taurewa Kāinga Whenua me te tohutohu kia hia te pūtea ka taea e koe te mino.
Nekehanga 3. Te rapu tautoko i ērā atu rangatira o te poraka whenua
Kia māraurau ki te pūtea taurewa Kāinga Whenua me whai tautoko koe i ērā atu rangatira, i ērā atu kaitiaki rānei i mua i tō haumi i te wā, i te pūtea hoki. Oti ana te whakaae i te pūtea taurewa, me waitohu e ērā atu rangatira whenua/kaitiaki te Kāinga Whenua (Land Tenure and Security Interest) Agreement (tirohia Nekehanga 7).
Nekehanga 4. Te hoahoa i tō whare
Me hoahoa koe i tō whare me te whai whakaaro ki ngā whakaritenga o tētahi pūtea taurewa Kāinga Whenua (tirohia 'He aha ka taea e au te hanga, te neke anō rānei me te pūtea taurewa Kāinga Whenua?' i runga ake).
Nekehanga 5. Te rapu i tētahi kaihanga whare me te whakaputa i tētahi tahua, i tētahi mahere
Me whakatutuki tō tahua i ngā paearu taurewa a Kiwibank. Me whiwhi hoki koe i ngā whakaae kaunihera katoa e hiahiatia ana kia tautuku ki ngā ture ā-rohe.
Nekehanga 6. Te whiwhi whakaaetanga pūtea taurewa i a Kiwibank
Mēnā e tau ana tō tono ki ngā paearu māraurau a Kāinga Whenua, me ngā paearu taurewa a Kiwibank, ka whakaae a Kiwibank i te pūtea taurewa.
Nekehanga 7. Te waitohu i te Kāinga Whenua (Land Tenure and Security Interest) Agreement
Kua hangaia te Kāinga Whenua (Land Tenure and Security Interest) Agreement ki te raihana ki te noho, wāhanga 3 whārangi 9 (kei roto nei ko te raihana wāhi) me te tīti mōkete. Me waitohu e koe, e ngā rangatira whenua, e Kāinga Ora hoki. Kia mōhio mai: hei tohutoro anake tēnei tuhinga, ā, me whakaoti anake e Kāinga Ora – Homes and Communities ina whiwhi mātou i ngā tuhinga pūtea taurewa whakamutunga i a Kiwibank. Kātahi ka tukuna ki ō Rōia kia whiwhi i ngā waitohu o ngā kiri katoa e whai wāhi mai ana.
Nekehanga 8. Te rēhita ki te Kōti Whenua Māori
Me rēhita te Kōti Whenua Māori i tō raihana ki te noho.
Nekehanga 9. Ka tīmata te hanga
Ka tīmata te hanga i te whare hou, te whakahou, te neke anō rānei i te whare kei te tū kē e ai ki te hoahoa, ki te mahere, ki te tahua i tāpaetia e koe hei wāhanga o tō tono.
Nekehanga 10. Ngā tikinga ake harangotengote
Ko ngā wā, ko ngā taipitopito whāiti ake mō ngā tikinga ake harangotengote ka noho ahurei ki ia pūtea taurewa Kāinga Whenua.
Nekehanga 11: Kua oti te hanganga
Oti ana te hanganga kua āhei koe ki te hūnuku atu. Ngā mihi, kua riro i a koe tōu ake whare i tō whenua Māori nō ngā rangatira whenua maha.
Kei konei mātou hei āwhina atu
He tukanga roa, he tukanga matatini pea te hanga i te whenua Māori nō ngā rangatira whenua maha. Nā konei, kei konei a Kāinga Ora hei tautoko i a koe mā roto i te tukanga.
Kia whai mōhio mai mēnā rānei e māraurau ana koe ki tētahi pūtea taurewa Kāinga Whenua, waea ki Kiwibank ki 0800 272 278.
Kua whakahoungia te whārangi: 19 Haratua 2022